As part of life planning, we embark upon building a forecast and model of your financial future as a central pillar of the Financial Plan. Known as Life Time Cash Forecasting this ensures immediate decisions are factored into longer-term consequences and can be assessed in the light of inevitable changes along the journey.
These changes will come about because of planned alterations to your lifestyle, but they could also occur as a result of unforeseen circumstances such illness, a bereavement in the family, redundancy. It is vital that we build into your Financial Plan a method of evaluating these changes – both planned and unplanned – and keep a focus on your financial outcomes.
We undertake a comprehensive review of all your current financial planning and products to give an honest and objective view of your protection and investment situation. We then formulate a strategy to assist with aligning your resources to your Life and Financial Plans in order to enable you to fulfil your goals, aspirations and dreams. With the support and resources of The Financial Management Group and the widest possible range of products and services at our disposal, this strategy will be objective, bespoke and fully justifiable. Within this will also be a strategy to protect you as much as possible from income, capital gains and inheritance tax.