“…you will find Chris energetically directly spoken ( on a bad day you may find him unhappy with technology). He is a real action man and takes no prisoners! ”
JKT
Your proposition is very strong and I can tell you without any hint of reservation that you are considerably better set up, extremely professional and much better equipped to prosper than the vast majority of adviser firms that I get to work with. Well done! I enjoyed working with you and found the day very enjoyable. You have a great team and an excellent balance of professionalism and camaraderie which works very well from what I’ve seen.
Thank you again and I hope to speak to you again in the future.
Ian D Laverty - Ingenuity (Scotland) Ltd – May 2011
We went to see Chris for a quick appointment to release some funding to get through a tricky time business-wise, and ended up planning our future life! The process he persuaded us to go through made us look beyond now and really think about what we wanted out of life both at present and in the future, something we would never have made time for ourselves. The encouraging thing was that we found we both wanted a lot of the same things, and the really encouraging thing when put alongside a detailed financial plan was that much of it was affordable – something we hadn’t thought would be the case. The other resulting realisation was that we are actually quite happy with the life we are living despite its ups and downs!
CB & CB, Cheddington, January 2011
Thank you for the time spent with us on Friday. Having entered your offices with some trepidation – you know how much money management scares us – we must admit to being pleasantly surprised and reassured by your presentation. Your explanation , in simple, but not condescending terms, concerning our assets (bucket!) and forecast outgoings and then the demonstration of the software was incredible! I don’t think we will ever forget ‘blue is good, red is bad’
What was most impressive was the ‘what if’ scenarios and how reasonable changes in outgoings, which may have worried us, indicated that the effect overall was relatively minor. Furthermore the review of our Pension and investments was also worthwhile. As you were aware, your passion for ‘life planning’ was contagious and we agreed to ‘give it a go’ – albeit we do feel somewhat insecure about writing down our aspirations! However, as promised we will consider and submit the papers in good time before our next meeting.
We can see the real benefit in linking lifestyle to assets and seeing what can be done without wrecking the quality of life that we aspire to. There is great benefit in having an annual or bi-annual review with you (depending on circumstances) so that ‘real data’ can be inputted into the software and adjustments can be made in good time should the need arise.
In conclusion, we left in a much better state of mind than when we arrived – thank you for that!
Best wishes
MF & BF, Ascot September 2010